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Jun/19/2018

If you’re one of the many Canadians that have a mortgage coming up for renewal this year, chances are—in the coming weeks or months—you’ll receive a call from your lender. Here are a few things you may want to ask when you find yourself on that call: What is my existing rate—and what are you […]

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May/25/2018

With rapid advancements in technology and building materials, the ability to live sustainably has never been greater—and this home in the Dominican Republic is a prime case in point.   The Cocoon Smart Home uses multiple sources of clean energy to power it—including solar, wind and geothermal. It also boasts a hydrogen fuel cell heater […]

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May/25/2018

The mortgage renewal process isn’t what it used to be, thanks to a number of recent mortgage rule changes. If you’re like many Canadians who are going to see their mortgage come up for renewal in 2018, the Globe recently offered these tips for mortgage holders thinking about switching lenders:   If your mortgage is […]

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May/25/2018

If your mortgage is up for renewal in the not-too-distant future (say, the next 120 days) you could definitely benefit from shopping around—or getting a mortgage broker to shop around for you. That’s because the deal your existing lender is offering probably isn’t the best one out there.   True, this isn’t an option for […]

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Apr/28/2018

It is amazing how quickly clutter can build up in a home. Unless you’re the type of person who really stays on top of it—diligently tossing and donating and repurposing 24/7—it’s bound to take over at some point. Fortunately, for the less-diligent de-clutterers among us, spring is the perfect time to get things back in […]

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Apr/20/2018

Wondering if you have what it takes to pass the government’s newly-mandated mortgage stress test? The new mortgage rule, which took effect January 1, requires all mortgage holders to be able to afford the Bank of Canada’s benchmark rate, or two percentage points above their bank’s posted mortgage rate—whichever is higher. A simple way to […]

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Apr/12/2018

The new mortgage rules and interest rate hikes have made things a little more difficult for everyone this year—including homeowners that are due for a renewal. To prepare, you may want to start your mortgage renewal process as early as possible—between 90 and 120 days before your renewal date—to lock in the best rate. While […]

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Apr/02/2018

Virtually everyone would like to save more of their hard-earned money—but could you ever sock away half of your income on an annual basis? With interest rates creeping up, it may not be a bad idea to try it. If you’re so inclined, this article in Forbes outlines three ways to get started. If it seems like […]

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Mar/26/2018

I hate cutting onions—so much so that sometimes I leave them out of dishes all together just to avoid the endless, stinging tears. Unfortunately, when you’re trying to make healthy home-cooked meals, onions are a critical ingredient for virtually every recipe. Resistance really is futile (unless you want bland, flavourless food). Fortunately, I may not […]

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Mar/19/2018

When it comes to house hunting, there’s nothing more frustrating than finding yourself in a bidding war—time and time again. Not only can it turn the quest for your dream home into outright drudgery, but, when you’ve been through it enough times, it can make it tempting to venture beyond your financial comfort zone. The […]

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Mar/16/2018

The start and end of Daylight Saving Time are great opportunities to complete some bi-annual maintenance tasks around the house. But aside from checking your smoke detectors, what are you supposed to do twice a year to keep your house in good running order? This article from the AllState blog suggests six items to add to your […]

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Mar/16/2018

Whether you’re looking to buy a new home, renew your mortgage or refinance in 2018, you’ll likely have to jump through a few more hoops thanks to the Federal government’s October 2017 mortgage rule changes. That’s because since January 1, all borrowers—regardless of the size of their down payment—now have to undergo a stress test […]

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Jan/26/2018

If you have kids, you don’t need me to tell you they produce a lot of artwork—making it difficult to maintain a clutter-free home. Fortunately, we live in an age of technology, which means you don’t have to keep all the hard copies of their multi-coloured scribbles if you don’t want to.   This list […]

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Jan/19/2018

As predicted, the Bank of Canada opted to increase its target for the overnight rate today to 1.25%, up from 1%. It’s reasoning? Strong recent data, close-to-target inflation and an economy that’s operating pretty much at capacity. While things are looking up right now, however, the Bank doesn’t expect it to stay this strong for […]

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Jan/19/2018

If you’re like me, you likely have a few “dream home renovations” you’d definitely pursue if money wasn’t an issue. But even if you won the lottery and could make those renos a reality, could they potentially hinder your chances of selling in the future?   This article in Forbes outlines five home upgrades that […]

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