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Oct/09/2018

If you’re a variable mortgage holder, chances are you’re familiar with the Bank of Canada’s 2% inflationary target. After all, this number—which reflects the state of Consumer Price Index inflation in the Canadian economy—is one of the most influential factors in determining whether the Bank chooses to increase, decrease or maintain the target for the […]

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Oct/02/2018

With Canada’s economy motoring along at almost full capacity, and a freshly minted NAFTA (er…USMCA) agreement in the books, all signs are pointing to a series of interest rate hikes spanning the rest of next year and into next. So, what does this mean for mortgage borrowers? Well, if you’re in the market for a […]

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Sep/25/2018

How much do you spend on groceries? Do your grocery bills feel significantly higher than just a few years ago? You’re not alone. Like seemingly everything these days, food is getting more expensive. So while professionals advise limiting your monthly grocery bill to $200 per person (so $800 for a family of four), that’s all […]

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Sep/14/2018

It goes without saying that spending your hard-earned cash is way easier than saving it. But thanks to new advances in technology, socking away money automatically—before you even notice it’s gone—has never been easier. This article on Global News does a great job of breaking down why saving is so difficult for so many people […]

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Sep/04/2018

Well, it’s that time of year again: time to pack your kids’ lunches. For the next ten months, day after day, you’ll be required to send your children off into the world with food they’ll not only eat, but food that is healthy, nourishing—and capable of living in a lunch box for approximately eight hours […]

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Aug/27/2018

Should I go with a fixed mortgage or a variable one? It’s a question I hear a lot—and one that doesn’t have a straight answer. While, historically speaking, variable-rate holders have come out on top about 90% of the time, they’re significantly less predictable. And at the end of the day, you have to choose […]

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Aug/03/2018

Cooking healthy, tasty, family-friendly meals can be challenging enough in the summer—but healthy meals that are also low in calories? Is that even possible? Turns out, it is. If you’re trying to make healthier choices—either for yourself or for your household as a whole—you may want to check out SkinnyTaste (if you haven’t already). The […]

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Jul/20/2018

The last time you were in the market for a mortgage, did you do your research to ensure you were landing the best rate? If not, you’re not alone—according to this article, 24% of Canadians failed to comparison shop when making their most recent mortgage purchase.   Unfortunately, this lack of legwork can end up […]

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Jul/06/2018

Okay, be honest. When was the last time you went through your bank and credit card statements with a fine-toothed comb? If you’re anything like me—or, in all likelihood, the majority of consumers—it’s probably been a while. This phenomenon is apparently called the “ostrich effect”—most of us would rather stick our heads in the sand […]

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Jun/19/2018

If you’re one of the many Canadians that have a mortgage coming up for renewal this year, chances are—in the coming weeks or months—you’ll receive a call from your lender. Here are a few things you may want to ask when you find yourself on that call: What is my existing rate—and what are you […]

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May/25/2018

With rapid advancements in technology and building materials, the ability to live sustainably has never been greater—and this home in the Dominican Republic is a prime case in point.   The Cocoon Smart Home uses multiple sources of clean energy to power it—including solar, wind and geothermal. It also boasts a hydrogen fuel cell heater […]

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May/25/2018

The mortgage renewal process isn’t what it used to be, thanks to a number of recent mortgage rule changes. If you’re like many Canadians who are going to see their mortgage come up for renewal in 2018, the Globe recently offered these tips for mortgage holders thinking about switching lenders:   If your mortgage is […]

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May/25/2018

If your mortgage is up for renewal in the not-too-distant future (say, the next 120 days) you could definitely benefit from shopping around—or getting a mortgage broker to shop around for you. That’s because the deal your existing lender is offering probably isn’t the best one out there.   True, this isn’t an option for […]

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Apr/28/2018

It is amazing how quickly clutter can build up in a home. Unless you’re the type of person who really stays on top of it—diligently tossing and donating and repurposing 24/7—it’s bound to take over at some point. Fortunately, for the less-diligent de-clutterers among us, spring is the perfect time to get things back in […]

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Apr/20/2018

Wondering if you have what it takes to pass the government’s newly-mandated mortgage stress test? The new mortgage rule, which took effect January 1, requires all mortgage holders to be able to afford the Bank of Canada’s benchmark rate, or two percentage points above their bank’s posted mortgage rate—whichever is higher. A simple way to […]

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