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Dec/21/2018

It’s December, which means—after endlessly recounting “the year that was”—media outlets are going start predicting the year head. And more often than you’d like to hear, they’re going to predict the future of real estate. There is arguably no industry more prone to future-gazing than the mortgage industry. This article in the Globe, for instance, […]

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Dec/21/2018

While the dream of home ownership is still a dream for many, it often doesn’t seem like an attainable one if you live in a more expensive market. So when should you pull the trigger—and stretch yourself more than you’d really like to be stretched, financially speaking—and when does it make sense to continue renting? […]

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Dec/21/2018

If you’ve ever stayed at an AirBnB, chances are you’ve thought about renting out a place yourself. Or is that just me? Anyway, the idea of buying a cottage or dream retirement spot—a place you’d only use on occasion—and paying off the mortgage with AirBnb earnings seems great in theory. But is it feasible? Apparently […]

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Nov/23/2018

Between ice, snow, sleet and gusting winds, Canadian winters are tough—on us and our homes. It can also become a rather costly time of year if your house isn’t properly winterized before a deep freeze sets in. To avoid higher energy bills, expensive furnace repairs, or burst pipes, you need to make sure every potential […]

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Nov/13/2018

If there’s one upside to cold weather, it’s the warm comfort food we’re allowed to indulge in guilt-free. If you’re looking for a new recipe to add to your weekly rotation, below are a few easy (and tasty!) ones that have been bit hits in our households lately. One pot chicken and sage dumplings Think […]

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Nov/05/2018

If you’ve been thinking about buying a second property—either a cottage, additional home or a rental property—and have a HELOC you’d like to hang onto, you may need to revisit your plans. In recent weeks, TD joined RBC in changing its mortgage policy. Essentially, if you already have a HELOC, and would like to apply […]

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Oct/29/2018

If you’re in the market to renew your mortgage—or if you’ve already done so and are wondering if you got a good deal or not—you may want to check out this thread on Reddit.   The thread starts with a link to the CBC article 5 tips for renewing your mortgage—an article that, according to […]

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Oct/20/2018

If you’re reading this blog, chances are you already recognize the value of a mortgage broker—but did you know that we’re good for so much more than simply finding you the best rate? We can also recommend mortgage products that better fit your needs, help you resolve complex mortgage challenges, and assist you in leveraging […]

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Oct/09/2018

If you’re a variable mortgage holder, chances are you’re familiar with the Bank of Canada’s 2% inflationary target. After all, this number—which reflects the state of Consumer Price Index inflation in the Canadian economy—is one of the most influential factors in determining whether the Bank chooses to increase, decrease or maintain the target for the […]

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Oct/02/2018

With Canada’s economy motoring along at almost full capacity, and a freshly minted NAFTA (er…USMCA) agreement in the books, all signs are pointing to a series of interest rate hikes spanning the rest of next year and into next. So, what does this mean for mortgage borrowers? Well, if you’re in the market for a […]

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Sep/25/2018

How much do you spend on groceries? Do your grocery bills feel significantly higher than just a few years ago? You’re not alone. Like seemingly everything these days, food is getting more expensive. So while professionals advise limiting your monthly grocery bill to $200 per person (so $800 for a family of four), that’s all […]

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Sep/14/2018

It goes without saying that spending your hard-earned cash is way easier than saving it. But thanks to new advances in technology, socking away money automatically—before you even notice it’s gone—has never been easier. This article on Global News does a great job of breaking down why saving is so difficult for so many people […]

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Sep/04/2018

Well, it’s that time of year again: time to pack your kids’ lunches. For the next ten months, day after day, you’ll be required to send your children off into the world with food they’ll not only eat, but food that is healthy, nourishing—and capable of living in a lunch box for approximately eight hours […]

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Aug/27/2018

Should I go with a fixed mortgage or a variable one? It’s a question I hear a lot—and one that doesn’t have a straight answer. While, historically speaking, variable-rate holders have come out on top about 90% of the time, they’re significantly less predictable. And at the end of the day, you have to choose […]

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Aug/03/2018

Cooking healthy, tasty, family-friendly meals can be challenging enough in the summer—but healthy meals that are also low in calories? Is that even possible? Turns out, it is. If you’re trying to make healthier choices—either for yourself or for your household as a whole—you may want to check out SkinnyTaste (if you haven’t already). The […]

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